Eligibility
You are eligible for benefits if:
- You are a full-time or part-time employee; AND
- You work at least 24 hours per week
You may enroll your eligible dependents for coverage once you are eligible. Your eligible dependents include:
- Your legal spouse
- Your domestic partner*
- Your children up to age 26
Once your benefit elections become effective, they remain in effect until the end of the year.
Benesch Domestic Partner Policy
Disabled Dependent Review Process
Certification Form
Qualifying Life Event
Generally, you may change your benefit elections only during the annual open enrollment period. However, you may also change your benefit elections during the year if you experience a qualifying life event, including:
- Marriage
- Divorce or legal separation
- Birth of your child
- Death of your spouse, domestic partner or dependent child
- Adoption of or placement for adoption of your child
- Change in employment status of employee, spouse/domestic partner or dependent child
- Qualification by the Plan Administrator of a child support order for medical coverage
- Entitlement to Medicare or Medicaid
You have up to 30 days from a qualifying life event to make changes to your benefits.
Click on the “Enroll” tab and go to ADP/Benefits/Enrollments/Report a Life Change to begin your benefits enrollment. You may be required to upload proof of the event.
If you do not see a life event to match your event, please email Benefits@benesch.com letting them know that date of your life event so that they can open a Miscellaneous Life Event in ADP so that you can enroll.
Reminder – You can change your HSA, Transit & Parking FSA and 401(k) election at any time throughout the year. You do not need to have a Qualified Life Event to do so.
Turning Age 26 is a Qualified Life Event
Once you turn age 26, you will no longer be eligible to be covered as a dependent on your parent’s health insurance.
As a full-time or part-time employee working at least 24 hours per week, you are eligible to enroll in Benesh Benefits. You have 30 days from the date your current health insurance ends (on your parent’s benefit plan) to enroll.
If you have a dependent turning 26, their Medical, Dental, Vision and Identity Theft coverage will end on the last day of the month they turn 26. All other benefits will end the day after they turn 26. COBRA paperwork will be mailed from Chard Snyder, should they need to continue their coverage for a period of time.
Please reach out to Benesch@benefits.com with questions.
Qualifying Life Event
Turning 26 Years Old Video
Benefits Terminology
Domestic Partner Policy
ComPsych Program Flyer
Health Insurance Marketplace Coverage Options and Your Health Coverage
Vitality Wellness Flyer
Qualified Life Events
New Hires
Please visit our New Employee welcome page HERE
Open Enrollment is November 3 – 21, 2025
Open enrollment is your annual opportunity to review your current benefit coverage and make needed changes for the upcoming plan year. During open enrollment you may add, change, or decline coverage. In addition, you may add and/or drop dependents during this time.
If you do not wish to make changes to your medical, dental, vision, or voluntary benefits, no action is required. (Please note, if you wish to have orthodontics included in dental, you will need to enroll in the new Dental Buy-UP Plan for 2026.)
However, all employees choosing to participate in the Employee Contribution of the Flexible Spending Accounts MUST make an election, as prior elections will not roll over.
Open Enrollment Meetings:
Benefits Open Enrollment Meeting #1
Thursday, October 30 at 10am CST
Microsoft Teams
Meeting ID: 212 337 431 352 0
Passcode: fi9m8Gc7
Dial in by phone
+1 872-242-8836,,609572085# United States, Chicago
Phone conference ID: 609 572 085#
Benefits Open Enrollment Meeting #2
Tuesday, November 4 at 1 pm CST
Microsoft Teams
Meeting ID: 247 207 077 745 7
Passcode: 2fF3Yw6e
Dial in by phone
+1 872-242-8836,,371399376# United States, Chicago
Phone conference ID: 371 399 376#
Open Enrollment 2026 Presentation
New for 2026
You can choose between two dental plans, the Base Plan or the Buy-Up Plan.
Buy-Up Plan includes:
- $2,500 annual maximum
- Orthodontics benefits with a $2,500 lifetime maximum
- To Go Carryover Feature – If you have a dental service that applies to your annual maximum during the benefits plan year, To Go allows unused annual maximum dollars to be applied to your dental plan for the next year — up to twice the amount of your plan’s annual maximum. Plus, your To Go carryover balance never expires, so you keep the additional dollars until you need them.
2026 Employee Benefits Guide
2026 Open Enrollment Guide for ADP Workforce Now
2026 Open Enrollment FAQ
Meet Alex
Need help deciding what benefits to choose? Confused by all this information? ALEX is an online tool that will help you select the best benefit plan for you and your family. When you talk to ALEX, he will ask you a few questions about your health care needs, crunch some numbers, and point out what makes the most sense for you.
Locate ALEX at https://start.myalex.com/benesch
Alex for Medicare: medicare.myalex.com/benesch