Effective Plan Dates: Jan 1, 2027 — Dec 31, 2027

Eligibility

You are eligible for benefits if:  

  • You are a full-time or part-time employee; AND
  • You work at least 24 hours per week

You may enroll your eligible dependents for coverage once you are eligible.  Your eligible dependents include: 

  • Your legal spouse
  • Your domestic partner*
  • Your children up to age 26

Once your benefit elections become effective, they remain in effect until the end of the year.

Benesch Domestic Partner Policy
Disabled Dependent Review Process
Certification Form

Qualifying Life Event

Generally, you may change your benefit elections only during the annual open enrollment period.  However, you may also change your benefit elections during the year if you experience a qualifying life event, including:

  • Marriage
  • Divorce or legal separation
  • Birth of your child
  • Death of your spouse, domestic partner or dependent child
  • Adoption of or placement for adoption of your child
  • Change in employment status of employee, spouse/domestic partner or dependent child
  • Qualification by the Plan Administrator of a child support order for medical coverage
  • Entitlement to Medicare or Medicaid

You have up to 30 days from a qualifying life event to make changes to your benefits.

Click on the “Enroll” tab and go to ADP/Benefits/Enrollments/Report a Life Change to begin your benefits enrollment.  You may be required to upload proof of the event.

If you do not see a life event to match your event, please email Benefits@benesch.com letting them know that date of your life event so that they can open a Miscellaneous Life Event in ADP so that you can enroll.

Reminder – You can change your HSA, Transit & Parking FSA and 401(k) election at any time throughout the year. You do not need to have a Qualified Life Event to do so.

Turning Age 26 is a Qualified Life Event

Once you turn age 26, you will no longer be eligible to be covered as a dependent on your parent’s health insurance.

As a full-time or part-time employee working at least 24 hours per week, you are eligible to enroll in Benesh Benefits. You have 30 days from the date your current health insurance ends (on your parent’s benefit plan) to enroll.

If you have a dependent turning 26, their Medical, Dental, Vision and Identity Theft coverage will end on the last day of the month they turn 26. All other benefits will end the day after they turn 26. COBRA paperwork will be mailed from Chard Snyder, should they need to continue their coverage for a period of time.

Please reach out to Benesch@benefits.com with questions.

Qualifying Life Event
Turning 26 Years Old Video
Benefits Terminology
Domestic Partner Policy
ComPsych Program Flyer
Health Insurance Marketplace Coverage Options and Your Health Coverage
Vitality Wellness Flyer

Qualified Life Events

Open Enrollment is November 2 – 20, 2026

Open enrollment is your annual opportunity to review your current benefit coverage and make needed changes for the upcoming plan year. During open enrollment you may add, change, or decline coverage. In addition, you may add and/or drop dependents during this time. If you do not wish to make changes to your medical, dental, vision, or voluntary benefits, no action is required.

However, all employees choosing to participate in the Employee Contribution of the Flexible Spending Accounts MUST make an election, as prior elections will not roll over.

2027 Employee Benefits Guide
2027 Open Enrollment Guide for ADP Workforce Now

Open Enrollment Meetings

Benefits Open Enrollment Meeting #1

Thursday, October 29th at 10am CST
Microsoft Teams
Meeting ID: 299 573 419 809 395
Passcode: 24Ao25zf
Dial in by phone
+1 872-242-8836,,514097934# United States, Chicago
Phone conference ID: 514 097 934#

Benefits Open Enrollment Meeting #2

 Tuesday, November 3 at 1 pm CST
Microsoft Teams
Meeting ID: 217 522 828 479 573
Passcode: UC22Eu66
Dial in by phone
+1 872-242-8836,,332752749#United States, Chicago
Phone conference ID: 332 752 749#

Decision Guidance Tool (DGT)

Answer 5 quick questions for general plan selection guidance.

    • This guide does not use any personally identifying information.
    • Your results are not saved.
    • Please review the detailed medical plan Summary of Benefits and Coverage (SBC) to determine the best plan for your needs.
    • You are responsible for the plan you select.

This decision guidance is educational and does not use personal medical history or claims data. The results are directional in nature and not to be used as specific, definitive recommendations.

Help Choosing a Medical Plan

Answer a few quick questions and we will suggest a medical plan that fits your preferences and needs. This is decision guidance only — you remain responsible for reviewing the official plan materials before enrolling.

Who are you covering?

Choose an answer to show the next question.

All displayed values are estimates, please consult official benefit documentation for exact amounts.